:root{--navy:#0B2C5F;--navy-2:#123C7A;--deep:#071C3E;--royal:#1E5BB8;--orange:#F06A0F;--orange-ink:#B44A00;--orange-soft:#FFF1E6;--paper:#F5F7FB;--surface:#FFFFFF;--ink:#0E1B33;--muted:#52617A;--line:#DCE3EE;--line-2:#E9EEF5;--btn:#0B2C5F;--btn-ink:#fff;--ok:#1B7F4B;--ok-soft:#E6F4EC;--radius-s:6px;--radius:12px;--radius-l:20px;--shadow:0 1px 2px rgba(11,44,95,.06),0 8px 24px -12px rgba(11,44,95,.18);--wrap:1200px;--gut:clamp(20px,4vw,40px);box-sizing:border-box;padding-top:env(safe-area-inset-top,0);padding-bottom:env(safe-area-inset-bottom,0);color-scheme:light}@media 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li{font-size:.85rem;font-weight:600;padding:6px 12px;border:1px solid var(--line);border-radius:99px;color:var(--muted)}@media (max-width:860px){.ins{grid-template-columns:1fr}}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;grid-gap:clamp(32px,5vw,72px);gap:clamp(32px,5vw,72px)}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{list-style:none;cursor:pointer;padding:20px 40px 20px 0;font-weight:700;font-size:1.05rem;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"";position:absolute;right:6px;top:26px;width:10px;height:10px;border-right:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(45deg);transition:transform .2s}.faq details[open] summary:after{transform:rotate(-135deg);top:30px}.faq .ans{padding:0 0 22px;color:var(--muted);max-width:68ch}.faq .ans p:last-child{margin:0}@media (max-width:900px){.faq-grid{grid-template-columns:1fr}}.final{padding:clamp(56px,8vw,96px) 0}.final-card{background:var(--navy);color:#fff;border-radius:28px;padding:clamp(36px,6vw,72px);display:grid;grid-template-columns:1.3fr 1fr;grid-gap:40px;gap:40px;align-items:end;position:relative;overflow:hidden}:root[data-theme=dark] .final-card{background:#12294F}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .final-card{background:#12294F}}.final-card h2{color:#fff;font-size:clamp(2rem,4vw,3.2rem);max-width:14ch}.final-card p{color:#C9D6EC;margin:18px 0 0;max-width:52ch}.final-card .acts{display:flex;flex-direction:column;gap:12px;align-items:stretch}.final-card .btn-primary{background:var(--orange);color:#1A0C00;box-shadow:none}.final-card .btn-primary:hover{background:#FF8A3D}.final-card .btn-ghost{color:#fff;border-color:rgba(255,255,255,.35)}.final-card .btn-ghost:hover{border-color:#fff}.final-card .small{font-size:.88rem;color:#C9D6EC}.final-card .small 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